On Monday, September 19th a federal judge in California made a ruling that could affect thousands of people around the country and their right, as healthcare beneficiaries, to sue insurers as a class over mental health coverage issues. The case involved approximately 3,000 health plans, all challenging United Behavioral Health’s guidelines for coverage and whether […]
Unfortunately, fires cause tremendous property loss in communities all across the United States. According to data from the National Fire Protection Association (NFPA), fires cause nearly $15 billion of property damage in our country annually. Beyond the direct property loss, fires can completely destroy homes or make them temporarily uninhabitable. Of course, this […]
Insurance policies are contracts. Under the terms of these contracts, both policyholders and insurance companies have certain basic rights and responsibilities. Beyond the explicit terms of the policy, insurance companies also have duties under Oklahoma law. Most notably, insurance companies are required to handle all property damage claims using “good faith” settlement practices. When insurers […]
As the National Climatic Data Center (NCDC) notes, the state of Oklahoma is located directly in the center of ‘Tornado Alley’. Our region sees far more than its fair share of major storms. After a big storm rolls through Central Oklahoma, you should always do a brief inspection of your home or business. If […]
Oklahoma has enacted key insurance regulations that provide critically important protection to policyholders. Under state law, your property insurance company has a legal duty to use good faith settlement practices. When you bring a property damage claim, your insurance company owes you several different duties. One of these duties is to investigate and resolve your […]
At The Bennett Law Firm, our dedicated Oklahoma property insurance dispute lawyers want to make sure that all Oklahoma property owners fully understand their rights and responsibilities under their insurance policy. As a homeowner, you should be sure to read the specific terms of your own policy. You need to know the policy limits and […]
As a policyholder who lives in the state of Oklahoma, you have very important legal rights. If your home or business has sustained significant damage, you should be able to get the money to make repairs for your covered losses, without any unreasonable delay. In some cases, the ability to sign your benefits over to […]
According to data provided by the National Renewable Energy Laboratory (NREL), Oklahoma sees average wind speeds that are far above the national average. As such, it is not surprising to learn that fallen trees cause significant property damage in Oklahoma City every year. Whether in a tornado or severe thunderstorm, bad weather can take down […]
Mold is a frustrating and potentially dangerous substance to deal with. If undetected or left untreated, mold can cause a tremendous amount of damage to your personal property. The good news is that many homeowners’ insurance policies that are available in Oklahoma do offer coverage for mold damage. Yet, unfortunately, recovering a full settlement offer […]
Before paying your property damage claim, your insurance company will investigate your case. The extent of the investigation will vary depending on the specific nature of the claim. In some cases, consistent with Oklahoma’s insurance regulations, your insurer may request that you submit to an examination under oath. An examination under oath is a […]