You Deserve to Know the Status of Your Claim.Posted August 18, 2014
How to Deal with Insurance Companies that Ignore You
While many insurance companies pride themselves on great (or at least adequate) customer service, it’s important to remember that insurance adjusters are trained to be skilled negotiators who’s number one goal is to protect their company’s bottom line. If you have been in an auto accident, unfortunately you need to know that these agents do not have your best interest in mind.
Dealing with Insurance Companies
Most people believe they have the knowledge and capability to handle negotiating with an insurance company all by him/herself. All too often, though, those individuals find themselves dealing with agents who use professional “jargon” and unethical tactics to delay or avoid payment of claims made. Additionally, many insurance companies will disregard your claim by simply not responding.
Insurance Companies Will Ignore You
A common, and often successful, tactic of insurance companies is to simply ignore claimants until they go away or stop calling. By ignoring a claim, your insurance company is hoping that you will give up, or wait so long that the statute of limitations to file a lawsuit expires.
Insult to Injury
If ignoring or disregarding your claim altogether isn’t an adequate tactic to avoid making payments, many insurance companies will follow up their unethical practices with one of the following approaches.
Insurance Companies Do Not Want to Pay Your Medical Bills
If we all made money by paying medical bills, everyone would be rich. Your insurance company is no different. They’re playing the odds and working to avoid payment of medical bills as much as they can, at least if they can get away with it. Review your policy carefully to determine which bills and procedures should be covered by your insurance provider. Often, this will be your only leg to stand on when battling for your rights.
The First Settlement Offer Will Typically Be Lower than You Deserve
In hopes that you will accept it quickly and not cause problems, your insurance company will often give you a low settlement offer. These initial offers are often much less than you should receive. Be warned.
Who Can Help Me?
We can! After a car accident, you need representation that will fight for your needs, not allowing you to be ignored. To contact an attorney at The Bennett Law Firm call at 405.272.0303 or fill out a brief contact form to schedule a free consultation to discuss your legal options with an experienced Oklahoma City lawyer today.
No Recovery, No Fee! We will meet with you face to face and can handle cases anywhere in Oklahoma. We can even come to you!