Many people who suffer roof damage as a result of a windstorm, hailstorm, tornado or other cause may submit a claim for damages to their homeowner’s insurance company expecting to receive the benefit of the coverage that they have paid to receive. Some property owners make the mistake of simply relying on the conclusions of the adjuster and/or roofing contractors hired by the insurance company. Roofing contractors that work closely with your insurance company typically will receive lots of work from the insurance company and may be inclined to minimize the cost of repairing the roof. The insurance company adjuster may claim that the damage is not covered because it is a product of age and ordinary wear and tear rather than damage from the wind, hail or other storm that caused the damage.
The Bennett Law Firm is aware of the strategies insurance companies employ to deny claims so we use our own independent professional roofing experts to fully inspect the nature of the damage to find clear, physical evidence of property damage covered under terms of the policy. Though your insurance company may not volunteer this information, you have an absolute right to hire an independent roofing expert to evaluate whether the damage was caused by a sudden storm and the extent of the damage. Our law firm routinely asserts this right on behalf of our clients to ensure a fair and full appraisal of the damage and the amount necessary to fully compensate you for your loss.
Our experienced Oklahoma insurance attorneys will carefully investigate the value of your claim and negotiate with the insurance company so that you receive the full amount of compensation to which you are entitled. If your insurance company refuses to deal with you fairly, we can file a lawsuit for bad faith against your homeowner’s insurance carrier, which may include damages for your insurance provider’s unfair dealing in addition the full value of the insurance claim.
When you pay for the security of insurance, you expect your insurance company to deal fairly with you if you experience a loss, such as damage to your roof. If the insurance company refuses to deal with you fairly by undervaluing your claim or denying the claim based on the age of the roof or failure to perform ordinary maintenance, The Bennett Law Firm will aggressively pursue fair compensation on your behalf including hiring independent appraisers to value your claim. Our experienced bad faith insurance attorneys may even sue the insurance carrier to obtain the full value of your claim and punitive damages to punish the insurance provider for refusal to perform their contractual obligations in good faith.
If your insurance company does not handle your claim fairly, our bad faith homeowner’s insurance attorneys will use our experience and proven bad faith litigation strategies to force the insurance company to fulfill their obligations under your policy. The Bennett Law Firm works on a contingency fee basis so you do not pay attorney’s fees unless we obtain a favorable settlement or court judgment on your behalf. This means that you have nothing to lose and everything to gain.
Feel free to schedule a free consultation online or call The Bennett Law Firm at 405.272.0303 to discuss your legal options with an experienced Oklahoma City lawyer today. No Recovery, No Fee! We will meet with you face to face and can handle cases anywhere in Oklahoma. We can even come to you!