Why Was Your Insurance Claim Denied? | Oklahoma Insurance Dispute Attorney

You Pay For Your Insurance, So Why Was Your Insurance Claim Denied?

Posted July 7, 2015

Just because you pay for the protection of insurance does not mean that you will receive it without fighting for it. Keep in mind that the purpose of an insurance company is to make money. Insurance companies make a great deal of money when they deny claims. Although you are definitely feeling the physical and emotional trauma of your claim, you are just another number to an insurance company.

Many insurance companies will also assume that you have very little knowledge of insurance law. They will attempt to use their leverage as a large company over you to intimidate you out of any legal process whatsoever. This is one of the oldest tricks in the book, and you should not fall for it under any circumstances. Just because an insurance company denies a claim does not mean that they have a legal backing to do so.

Keep in mind that an insurance company is made up of individuals. When your claim is denied, a single person has to make that decision. Because the process is not fully automated or computerized, there is no guarantee of compliance with the law. If your claim is denied, you should definitely hire a reputable insurance attorney immediately. With the right attorney on your side, you can force the insurance company to show exactly why it denied your claim. They will have to prove that they denied it in a legal way, and you will basically be able to call their bluff.

There is no downside to hiring an attorney if your insurance claim has been denied. If you do not hire an attorney, then you face the prospect of a large out-of-pocket expense that you likely cannot afford. If you do hire an attorney, then you put the entire procedure in front of a court that will help you to understand all of your legal rights in the case.

There are also some procedures that can only be initiated by an attorney in court. If you think that you have been shafted out of any of your rights according to your insurance company contract, then you should get on the phone to a reputable insurance attorney immediately.

Schedule a free consultation online or call The Bennett Law Firms at 405.272.0303 to discuss your legal options with an experienced Oklahoma City lawyer today. No Recovery, No Fee! We will meet with you face to face and can handle cases anywhere in Oklahoma. We can even come to you!