Nobody Should Be Intimidated By Insurance Company Tactics

Posted October 19, 2015

People will often pay monthly to have insurance coverage. There may come a time when they make a legitimate insurance claim. Their claim could be denied for an unsubstantiated reason. It can be intimidating and very frustrating to deal with the bureaucracy of a large insurance company. A law firm experienced in dealing with insurance company tactics can help.

Bad Faith

An insurance company could be operating in bad faith. They could delay or deny a payment without providing a substantiated reason for such an action. It’s not uncommon for individuals to experience an insurance company that does not promptly return phone calls or answer questions. Some have encountered insurance companies who deny claims and provide vague and confusing reasons for it. Others may receive a settlement that is much less than what is promised in their policy.

Unsubstantiated Allegations Of Fraud

Insurance companies have been known to allege policyholders of inflating the value of items or repairs on their claim. There have been other situations where an insurance company has stated the items on the claim did not exist or were never damaged or lost. In many cases, this allegation is made without any facts to support it. Their goal is to intimidate a policyholder into accepting a lower settlement. This is done so the policyholder fears facing possible civil or criminal liability for a false claim.

Unknown Policy Changes

It’s common for an insurance company to make changes to the policies they have in place. When this is done, they do have an obligation to make certain all their policyholders are aware of the changes as well as consent to them. An insurance company is not permitted to change their policy with regards to paying a claim without their policyholders being properly notified. When this happens, the insurance company can be held liable for any negative consequences experienced by their policyholders.

Indirect Settlements

There are situations where an insurance company will tell a policyholder they should pursue a claim against another party involved in the insurance incident. They may tell the policyholder this must be done before they will offer a settlement. Many people may not know they are entitled to a direct settlement from their insurance company.

Legal Assistance

Many individuals experience a situation where they need to contact an attorney. These experienced lawyers know how to handle any negative behavior from an insurance company. They can get their clients a fair settlement within a reasonable amount of time.

There are consumer protection laws in place to protect victims of unlawfully denied insurance.  If you have been wrongfully denied a insurance claim, schedule a free consultation online or call The Bennett Law Firm at 405.272.0303 to discuss your legal options with an experienced Oklahoma City lawyer today. No Recovery, No Fee!