The business of insurance is not necessarily one of protecting people; it is a business of making money. The reason that medical insurance companies will try to steer you away from certain medical providers is that in-house providers may have agreed to a lower percentage of profits in their contracts. Limiting your options legally creates […]
An agreement between an insurance company and a policyholder is a contract. In every contract of insurance, there’s an implied covenant that the insurer will exercise good faith and fair dealing with its policyholder. That means that the insurer won’t do anything to impair the policyholder’s ability to obtain benefits under the contract. Should the […]
Just because you pay for the protection of insurance does not mean that you will receive it without fighting for it. Keep in mind that the purpose of an insurance company is to make money. Insurance companies make a great deal of money when they deny claims. Although you are definitely feeling the physical and […]